What to Do if You are a Hit and Run Victim
If you are involved in any traffic mishap with another vehicle, you are obligated to pull over and exchange insurance information and if there have been any damages or injuries to call the police when necessary. When a driver is involved in a car accident and leaves without stopping to exchange information, this is a hit and run accident, which is a serious legal offense.
So if you or a loved one become the victim of a hit-and-run car accident, knowing what to do remains relevant.
Hit and Run Collisions and the Law.
When a driver leaves the scene of an accident purposely without going through the proper steps of exchanging information and calling the police when necessary, it can result in the loss of their driver’s license, fine and even jail depending on the severity. When driving if you believe that you have hit a vehicle, pedestrian or bicyclist is crucial to stop and assess the damage. So if there is a collision, follow the proper steps.
Steps After a Hit and Run.
When involved in a hit-and-run collision, remains important to try and get the license plate number and a description of the car. This should include the color, the model and the approximate year of the vehicle. The next step is calling the police.
Making a report with the information about the vehicle is helpful. Also, it remains important to provide the cops with its direction of travel when it fled the accident scene. The next telephone call should be to your insurance company or agent. So then you can start a claim and arrange for towing and a rental car if necessary.
Protection from Hit and Run Accidents.
When a hit and run accident happens, you will be forced to make a claim against your own insurance company. Of course, this is only true if the other driver is found and has insurance. This type of claim will fall under the uninsured motorist coverage or collision coverage of the policy holder depending on the kind of insurance and the state the hit and run collision happens.
This is often an awkward position for the victim. Also, going up against their own insurance company is awkward for them. They are innocent. Sometimes victims need a person with swagger to help them deal with insurance carriers. So this may be when it becomes beneficial to consult a hit and run accident attorney.
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