This is a story with real legs. Yesterday in the news, we saw another Google driver-less vehicle apparently go haywire on Dutch T.V. We see tech and service companies increasingly donate money to politicians to get their man-less products on the roads and in the skies. This article has to do with insurers that offer a special break, or incentive.
If you give them some control over your driving, beware of your actions. Plus the power to view your driving habits on the www, or computer. It is really more of an expose of how the government places reelection campaign coffers over people.
The Insurance Company Plugin Device
Lobbying Congress and helping politicians who will give your cause favor. This is a favorite past-time of most companies, both big and small. If you’re lucky and align yourself with the party in power, you can get special treatment. Then get away with a lot.
In fact, we recently saw how the insurance industry helped write Obamacare. In fact, included provisions for people to pay for services they do not want or need. Such as forcing an older adult to pay for birth control pills, or a sterilized male being forced to pay for abortion services, etc. In effect, paying off the right politicians guarantees you the force and legitimacy of government. To the huddled masses graduating colleges and high school, they’re barely literate. But highly trained to love handouts and government, as this is simply a normal and acceptable thing.
The problem is that with a low information voter base, we also have few ways to correct the skulduggery. Created by the failure of the government to stay out of our intimate affairs. Here is another example of an insurer that will probably be able to skirt safety laws and duties to their insured. Simply, because they support the right political party is all that seems to matter. Unfortunately, almost everyone has seen the auto insurance ads for a device driver’s plug into their cars. A device that can help to save money on their insurance policy premiums.
Devices and Safety
Though some reports by driver’s using the device, it may not be safe. There is a growing number of consumers that have made complaints about the program costing them extra money. What the device complained about most by consumers is referred to as Snapshot by Progressive customers. Snapshot by Progressive Insurance customers.
The device comes through the mail to the policyholder. Then the small device is plugged into the diagnostic port beneath the steering wheel of the vehicle. Progressive is then able to monitor the person’s driving habits, which can provide information for them. Like whether the original brakes suddenly or drives late at night that they are insuring. The insurer may give the driver as much as a 30 percent reduction in their insurance premium if the information shows they are a good driver.
Video By Upset Snapshot Customer
DANGER – Boston Area Driver’s Vehicle Suddenly Shuts Off
At least one driver from the Boston area James Manning said that he was a safe driver. But with the addition of the device, he was driving safer. Manning who had interests in the ability to save on his auto insurance on his 2005 PT Cruiser. By installing the Snapshot device, he noticed shortly after installing it random lights on his dashboard began to flicker. So it is evident to me that the technology is interfering with the vehicle. How about you?
Manning stated that while driving his daughter and nephew to school in Great Barrington, his PT Cruiser suddenly shuts off. He then pulled the vehicle to the right in a parking lot. What he said was a scary experience since the vehicle had no power steering or power brakes. After the incident Manning had the car towed, and a mechanic recommended a tune up and new battery.
Progressive Doesn’t Admit Fault
When Manning got the vehicle back within a few days, the car suddenly stalled again, at which time he began to think the problem may be the Snapshot device. Manning removed the Snapshot device and said he hadn’t had any other issues with the car. Manning filed a claim with Progressive and after some time was then reimbursed $600 for his repair costs. He said that the company did not admit the device caused the problems. They declined to provide him with another Snapshot device to see if the first one may have had a defect.
Then he did receive an email from the Progressives customer service agent. Stating that they did not find any evidence to support that the device either contributed to or caused the problems with the car. The email went on to say that the insurer was not at admitting fault. But they paid for the work to the vehicle as a courtesy. Does this remind anyone of Toyota and the sudden-acceleration suits?
Manning says that after what he experienced that he believes the devices need removal from out of other vehicles before anyone else gets put in danger. He said he would hate to see someone hurt or property damage. He said his fear is that someone may die because of the device.
More Consumer Complaints!
Low and behold, turns out this Boston-area man is not the only driver to feel concern about their Snapshot device. Believing it may be dangerous. There can be complaints found on the Internet about the apparatus. Then in 2013, there was a class action lawsuit filed involving a Florida driver. The driver claimed the Progressive Snapshot device drained the vehicle’s battery requiring a replacement.
In this case, the judge determined the case did not meet the requirements for a class certification and according to the lead attorney Progressive settled with the plaintiff. It’s reported that court documents found included a deposition with a Progressive claims specialist testifying. That said, through February of 2014, there were 8,121 Progressive Snapshot customer complaints with claim payouts of $582,009 by the insurance company.
Progressive’s Statement About the Complaints.
Progressive made a statement regarding the claims by reporters that since the launch of the Snapshot device in 2008. That there have been over two and a half million drivers to use the device. The company said most of the vehicles had been 1996 and newer. But the insurer would not provide any information about settlements or complaints about Snapshot.
Progressive spokeswoman Amanda Lupica did say that the claims about vehicles shutting down are exceedingly rare (in other words ADMITTED). She said no vehicles have shut down because of the device. Lupica stated that Progressive continues to test and update the devices to ensure safety. They are confident in the Snapshot device after asked if the insurer had investigated the complaints.
Safety Research Founder.
The founder of Safety Research & Strategies Sean Kane said the complaints concern him. He stated that they need to come under investigation and the devices recalled. He said when a vehicle shuts down without turning the key or the driver expecting the auto to shut off there is a problem. Kane said the diagnostic port was originally designed for mechanics to analyze problems with vehicles. It’s not meant for plugging in the Progressive Snapshot device.
Device Recalls by Insurance Companies
There have been recalls on devices by smaller insurers including the American Family Insurance Company. They issued a recall on their device after complaints of vehicles shutting down. According to the insurer’s spokesman Ken Muth, the program named MySafetyValet stopped after there were complaints in July 2014. Muth said there were about 7,900 customers that returned the devices. But there were no accidents reported because of them.
He said the insurer wanted to suspend the program before there were any accidents involving the shutdown issue. Muth said the company has plans to use a different device and vendor. Other than Progressive to bring the program back to customers later this year.
Here is what we found out. Progressives founder, as its name suggests, is a big time donor to the Democrat party. Along with both Obama presidential campaigns. We do know that the president’s minions like to use govt agencies to “punish our enemies and … reward our friends,”
So don’t expect too much heat on Progressive until we have a new chief executive and DOJ head. This whole process of donating money to the right party needs to end. Using govt agencies like the IRS to attack political opponents needs to stop. Using agencies to ignore problems and write them off is no better. Expect more problems like this until such time that politicians are subject to the laws that they pass and are no longer allowed to serve more than a few terms.
- https://www.consumeraffairs.com/news/what-you-should-know-before-trying-progressives-snapshot-062713.html Consumer Affairs-What you should know before trying Progressive’s Snapshot
- http://www.autoblog.com/2015/01/21/2-million-progressive-snapshot-customers-may-be-at-risk-for-car/ Autoblog 2 million Progressive Snapshot customers may be at risk for car hacking